Our Services
From Saving to Growing, With You
Save Daily, Grow Steadily
- Build strong saving habits with small daily deposits
- Ideal for retail businesses or flexible income
- Easy withdrawals when needed
Secure Your Savings, Earn More
- Get up to 9.75% annual returns
- Lock in funds with guaranteed income
- Prematurity: Conditional
- Choose monthly interest (MIS) or maturity lump sum (FD)
Monthly Saving Made Simple
- Auto-save a fixed amount every month
- Earn steady interest over time
- Dividends: Possible
- Perfect for short- or medium-term goals
Fund Your Big Goals
- Loans against property for business or personal use
- Transparent process, fair property valuation
- Quick approval and convenient repayment terms
Quick Cash for Urgent Needs
- Instant money by pledging gold ornaments
- Minimal paperwork, fast processing
- Safe and secure gold custody
About Us
Umed Sahakari Patsanstha Ltd
"उम्मीद है तो मुमकिन है"
Beyond Money
More Than Money – A Mission to Uplift
Empowering You Through Financial Education
Our Financial Literacy Programs are designed to educate individuals on essential money management skills such as budgeting, saving, investing, credit awareness, and debt management. These programs aim to empower people of all ages to make informed and responsible financial decisions, leading to long-term financial stability and independence.
Budgeting & Saving Skills
Investment & Credit Awareness
Debt Management & Financial Planning
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Inspiring Young Minds
Our Youth Empowerment Initiatives are focused on nurturing financial independence, leadership, and community participation among young individuals. We actively guide and support them in becoming responsible members of Credit Societies, encouraging savings habits, cooperative values, and economic self-reliance through structured training and mentorship.
Financial Awareness & Literacy
Skill Development & Leadership
Encouraging Youth Participation
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Ethical Lending Practices
We are committed to responsible and transparent lending that prioritizes the well-being of our members. Our ethical lending practices ensure fair interest rates, clear terms, and support systems that prevent over-indebtedness. We believe in building trust, promoting financial inclusion, and supporting borrowers with integrity and compassion.
Transparency & Fair Terms
Responsible Lending
Support & Education
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Manage, Calculate & Grow Your Finances .
Track all your deposits, loans, reinvestments, and returns seamlessly. Our smart portfolio system gives you clear insights and empowers better financial planning.
Acts as your personal DigiLocker for financial documents and insights
Securely store and access your deposit and loan records digitally
Digital & Financial Literacy
Read MoreSome Interesting Numbers
789
Total Members
30000000
Total Deposit
22500000
Dreams Financed
News & Updates
Keeping you updated
Training Program: Career in Banking
A training program to guide students and members interested in banking careers. Covered competitive exam strategies, interviews, and career insights..
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Women's Day Program
We celebrated Women’s Day 2025 with enthusiasm, honoring women's contributions through cultural programs and recognition ceremonies.
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Training Program: Career in Banking
A training program to guide students and members interested in banking careers. Covered competitive exam strategies, interviews, and career insights..
Read More →Testimonials
Our Customers Say It Best !!!
I took a loan from Umed Nidhi for RCC construction work. Grateful for their support. Jai Hind!
Rakesh Balu Bodke
Profession
I am from Kasadasi and own a grocery shop. Got great support from Umed.
Pushpa Chaudhary
Retailer
I run a mobile business. Umed supported me in expanding it. Very grateful!
Ravi Shankar Pal
Businessman
Took 4L loan to build village home. Suggest better FD tracking. Overall, system is good.